NEW Introducing the Policy Servicing Agent — Agentic AI that handles beneficiary changes end-to-end. Learn more →
Sovereign AI for Life & Annuity Carriers

The AI Your Competitors Can't Copy

A proprietary, domain-trained large language model deployed inside your firewall. Your data. Your intelligence. Your sovereign edge.

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SOA Compliant NAIC Aligned ASOP Standards On-Premise Deployment Zero Data Leakage
YOUR FIREWALL
Policy Admin
Underwriting
Illustrations
Agent Portal
ABRIENT
Domain-Trained Sovereign LLM
Life & Annuity · CPT + SFT · On-Premise
UC-01
Underwriting
UC-02
Compliance
UC-04
Agent
UC-08
Beneficiary
EVAL & SAFETYSmoke Test · Benchmark · Quality Gate
GOVERNANCE & AUDITSOA · NAIC · ASOP · Carrier Compliance
COMMERCIAL AI — OUTSIDE YOUR FIREWALL
Data leaves your firewall
No carrier-specific training
Same tool as competitors
Hallucinations on L&A terms
THE ABRIENT ADVANTAGE
100% on-premise, air-gapped
Domain CPT + carrier SFT
Proprietary sovereign edge
Rigorous eval & safety gates
The Problem

Generic AI is a liability. Your carrier deserves better.

01

Data Sovereignty Risk

Every query to a cloud LLM sends your proprietary underwriting guidelines, pricing models, and policyholder data outside your walls. One breach away from regulatory disaster.

02

Zero Domain Intelligence

ChatGPT doesn't know your table ratings, your illustration compliance rules, or the difference between a 1035 exchange and a Section 1035. Generic models hallucinate on insurance specifics.

03

No Defensible Advantage

If your AI comes from the same vendor as every other carrier's, you're paying for parity. The same tool. The same answers. The same commoditized intelligence.

Platform Architecture

Abrient sits between your enterprise systems and the outside world.

No data leaves your firewall. Abrient's sovereign LLM connects your internal systems to domain intelligence — without the risks of commercial AI.

ENTERPRISE SYSTEMS — INSIDE YOUR FIREWALL
Policy Admin System Life, annuity, UL policies
Underwriting Engine Rules, table ratings, APS
Illustration System Projections, compliance data
Agent Portal Distribution, compensation
Claims & Beneficiary Designations, payouts
⟵ YOUR FIREWALL ⟶
ABRIENT
SOVEREIGN AI PLATFORM
UC-01 Underwriting Copilot
UC-02 Illustration Compliance
UC-04 Agent Knowledge
UC-08 Beneficiary Navigator
DATA BOUNDARY
COMMERCIAL AI — OUTSIDE YOUR FIREWALL
OpenAI / ChatGPT Data sent to external cloud
Google Gemini No domain training
Claude / Anthropic Shared model, no sovereign edge
AWS Bedrock Vendor dependency
Microsoft Copilot Generic, no L&A training
DOMAIN-TRAINED LLMLife & Annuity · CPT + SFT · On-Premise
EVALUATION & SAFETYSmoke Test · Benchmark · Quality Gate · Hallucination Detection
AI GOVERNANCE & AUDITSOA · NAIC · ASOP · Carrier Compliance
TRAINING PIPELINECPT Corpus · SFT Pairs · Expert Review · Carrier Data
The Abrient Platform

Your data becomes your deepest competitive advantage.

Abrient deploys a domain-trained LLM inside your firewall — fine-tuned on your underwriting guidelines, compliance frameworks, product structures, and institutional knowledge. It learns what makes your carrier unique and keeps that intelligence where it belongs: with you.

🔒

Sovereign Deployment

Runs entirely within your infrastructure. No API calls to external clouds. No data leaves your perimeter. Ever.

🧠

Domain-Trained Intelligence

Continued pre-training and supervised fine-tuning on life & annuity regulatory frameworks, product structures, and actuarial science.

📈

Carrier-Specific Learning

Ingests your proprietary guidelines, historical decisions, and institutional knowledge. Gets smarter the longer you use it.

🏆

Sovereign Edge

Your competitors can buy the same vendor tools. They can't replicate your proprietary, carrier-trained AI. Your advantage compounds every quarter.

Phase 1 Use Cases

Four copilots. One platform. Immediate carrier impact.

UC-01

Underwriting Copilot

Accelerates risk assessment with domain-aware recommendations. Understands table ratings, APS summaries, and carrier-specific guidelines.

UC-02

Illustration Compliance

Validates policy illustrations against state-specific regulations in real time. Catches compliance gaps before they reach the field.

UC-04

Agent Knowledge Copilot

Gives your distribution force instant, accurate answers about products, procedures, and compensation. Reduces home office call volume.

UC-08

Beneficiary Navigator

Guides policyholders through beneficiary changes, designations, and estate-sensitive decisions with empathy and regulatory precision.

NEW · AGENTIC AI

Policy Servicing Agent

Autonomously handles routine policy service requests end-to-end — beneficiary changes, address updates, payment modifications. No human in the loop for the 80% that don't need one.

Learn more →
"
In the age of AI, the carriers who own their intelligence will own their market. Everyone else will rent someone else's future.
— The Abrient Thesis
Early Adopter Pricing

Fixed cost. No surprises. Built for Tier 2/3 carriers.

Enterprise AI shouldn't require an enterprise budget. We believe mid-market carriers deserve sovereign AI without the risk of open-ended consulting engagements.

Expand As You Grow
Add-On Modules
Scale your sovereign AI with additional copilots and agentic capabilities
Additional copilots
$15K each — Underwriting, Compliance, Agent Knowledge, or Beneficiary Navigator
$60K bundle — All four copilots (save $20K)
Agentic AI agents
$25K per agent — Policy Servicing Agent for beneficiary changes, address updates, payments
Each agent includes end-to-end autonomous processing + Human Supervisor Dashboard
Annual support
$18K–$24K/year — Regulatory updates, model maintenance, new benchmarks, priority access
Discuss Your Needs
Early adopter pricing. The $99K platform bundle is available for our first ten carrier deployments. Infrastructure costs (GPU hardware, power, maintenance) are the carrier's responsibility — reinforcing that the intelligence is truly yours. No recurring platform fees. No per-query charges. You own it.
The Process

From first conversation to sovereign intelligence in 90 days.

01

Discovery & Audit

We map your existing knowledge assets, compliance frameworks, and high-value decision points across underwriting, distribution, and operations.

02

Domain Training

Continued pre-training on industry corpora followed by supervised fine-tuning on your carrier-specific data. Rigorous evaluation at every stage.

03

Sovereign Deployment

The trained model deploys inside your infrastructure. On-premise, air-gapped if needed. Your IT team controls the keys.

04

Continuous Learning

As your guidelines evolve and new regulations emerge, Abrient adapts. Your AI grows with your carrier — and stays ahead of the market.

About Abrient

Built by people who've lived inside carrier walls.

Abrient was born from a simple observation: the most valuable intelligence inside a life insurance carrier never makes it into its technology. Decades of underwriting judgment, compliance expertise, and institutional knowledge sit locked in the heads of seasoned professionals — while carriers spend millions on generic AI tools that hallucinate on basic insurance concepts.

We're building the bridge between deep domain expertise and modern AI architecture. Our team combines decades of life & annuity operations experience with production LLM engineering — and a conviction that the carriers who own their AI will own their future.

Domain-First, Not Tech-First

We don't start with a model and look for problems. We start with the carrier's hardest decisions — underwriting edge cases, compliance gray areas, agent confusion — and build AI that actually understands them.

Sovereignty Is Non-Negotiable

Your data is your strategic advantage. We architected Abrient from day one for on-premise deployment because we believe carrier intelligence should never leave the building.

Rigor Over Hype

Every Abrient deployment runs through a three-layer evaluation framework — smoke tests, domain benchmarks, and quality gates — before a single user sees a response. We measure everything.

Get Started

Ready to own your intelligence?

We're working with a select group of forward-thinking L&A carriers as design partners. Tell us about your needs.

Thank you.

We'll be in touch within 24 hours to schedule a conversation.